Health EMI Card

With the advancement of cosmetic treatments, plastic surgeries have become a norm for many individuals across the globe. India has not been a stranger to this phenomenon as well. According to a 2018 report, the country witnessed close to 9 lakh cosmetic procedures (surgical and non-surgical) in a year, which was the 5th highest among all other nations.

Such surgeries can be immensely expensive in India, more so than many other forms of treatment. Availing a Health EMI Card can help one cover these costs without overburdening his/her finances. However, first, one should learn a bit more about the different plastic surgeries available in India.

What is plastic surgery?

Plastic surgery and cosmetic surgery generally mean different things, even though the procedures involved with them tend to be the same. Plastic surgeries are any procedure that reconstructs facial or bodily defects, which may occur because of birth defects, accidents, diseases or burns.

On the other hand, cosmetic surgery is primarily related to improving the appearance of the person undergoing such treatments. Here, reconstruction is not the main aim.

Types of plastic surgery can include the following –

  • Breast reconstruction.
  • Lower extremity reconstruction.
  • Burn repair surgery.
  • Repair of congenital defects.
  • Scar removal surgeries.

Cost involved with each type of plastic surgery

The expense of surgery greatly depends on the location and reputation of the healthcare centre providing the treatment. However, listed below are average costs for each type of surgery.

  • Breast reconstruction after mastectomy

Women who undergo a mastectomy to prevent breast cancer spread are eligible for breast reconstruction surgeries. Single breast reconstruction can cost anywhere between Rs.1 lakh and Rs.1.5 lakh.

  • Burn repair surgery

Also known as skin grafts, these procedures involve extracting skin from unaffected regions of the body for replacement of burned skin. Such treatment can cost anywhere between Rs.90,000 and Rs.1.5 lakh.

  • Scar tissue removal surgery

Severe trauma can lead to permanent scar tissues forming on an individual’s skin. Removal of such tissues is possible but requires you to undergo plastic surgery. Even though such treatments are minimally invasive, they can nonetheless be quite costly. The price for removal of each scar can vary between Rs.15,000 and Rs.50,000.

Therefore, it is evident that undergoing such reconstructive plastic surgeries can dig a hole in your pockets. To prevent substantial financial liabilities from such treatments, one can opt for a Bajaj Health EMI Card.

How does a health card work?

A Bajaj Finserv Health EMI Network Card allows cardholders to avail medical treatments without bearing the entire expense immediately. Instead, they can use a pre-approved limit on such cards to pay for treatments, medicines and other medical needs. Next, they can repay this sum through equated monthly instalments, breaking the full amount into manageable chunks.

Additional benefits of an EMI health card

Aside from this hassle-free conversion of medical bills into EMIs, such a card also bears additional features and benefits, aimed at reducing the financial concern for patients.

  • Attractive pre-approved limit

A medical card must come with up to Rs.4 lakh of pre-approved limit to be able to handle hefty medical expenses. It is also sufficient to manage almost any and all plastic surgeries in India. This substantial sum is also adequate for other forms of treatment as well.

  • Wide range of treatments supported

Whether you are planning to undergo scar removal surgery or a simple dental treatment, this health card can help pay for all such procedures. Accepted medical pursuits include maternity care, homoeopathy treatments, slimming treatments, bariatric surgery, IVF treatments, cardiac surgery, oncology and much more.

  • Nominal application fee

A Bajaj Health Card is affordable, requiring customers to pay a one-time joining fee only. At just Rs.589, this fee does not burn a hole in your pocket. Those looking for instantaneous activation of the card, however, may need to pay slightly more for this added benefit.

  • Pan-India validity

One can expect to receive all benefits from the card across any cities in India. With a wide network of partner hospitals and nursing homes, a cardholder is never too far away from proper healthcare. Therefore, the Bajaj Health EMI Card is especially useful for nationwide usage.

  • All family members supported

Instead of coverage for only the cardholder, such a card comes with extended support for all of his/her family members. If you avail this product, your spouse, children, parents and siblings can also utilise the same to save immediate financial liability from treatment.

  • Approval without documentation

Existing Bajaj Finserv EMI Network members can apply for the Health Card online. Furthermore, these applicants do not even need to furnish any documentation to avail this EMI card. Therefore, application and approval occur within minutes.

Such a digital card also affords instant usage as soon as your application meets with approval. Therefore, apply for the health card today and get ready to receive a range of handy benefits from it.